Jess McCulloch serves soup at Harlow's Pub in Peterborough last weekend during a pop-up sale at the restaurant, which has otherwise been closed due to COVID-19. (BEN CONANT / Monadnock Ledger-Transcript)
Jess McCulloch serves soup at Harlow's Pub in Peterborough last weekend during a pop-up sale at the restaurant, which has otherwise been closed due to COVID-19. (BEN CONANT / Monadnock Ledger-Transcript) Credit: Staff photo by Ben Conantโ€”

Susan Voss and her husband Gary are like a lot of small business owners, living paycheck to paycheck.

But when Voss closed her Route 101 Peterborough-based gift shop, The Black Swan, on March 18 there was no longer a paycheck coming in. And soon, the phone stopped ringing for Garyโ€™s home inspection business, leaving the couple with no income, but plenty of expenses still needing to be paid.

โ€œItโ€™s been tough,โ€ Voss said. โ€œI donโ€™t have a clue what the right thing to do is. Itโ€™s been a really interesting five or six weeks.โ€

With mounting costs associated with her store and noย clear picture of when and if sheโ€™ll be able to open, Voss isnโ€™t sure what the future holds. When Gov. Chris Sununu outlined the businesses that can reopen under certain restrictions and precautions, Voss was understandably not one of them.

โ€œI have an entire store filled with things that people donโ€™t need,โ€ Voss said.

The uncertainty of everything has been weighing on Voss, so she decided to do something to keep her mind and her hands busy.

Her younger sister, who lives in New York,ย was making masks and Voss knew she could do that. So she started making some for the Dartmouth-Hitchcock clinic she goes to in Keene and when she was done, Voss had 150 masks. She posted a picture of her table covered with masks on Facebook and soon she started getting requests.

โ€œItโ€™s an important thing thatโ€™s kept me feeling purposeful,โ€ Voss said.

As of Friday, Voss had made 700 masks for organizations in New Hampshire and Vermont, as well as families and individuals. She got a single mask order from someone in California.

โ€œI donโ€™t even know how she got my name,โ€ Voss said.

Even though Voss is out of work and has yet to receive an unemployment check, she isnโ€™t charging for her masks. But if someone wants to pay, she directs them to make a donation to End 68 Hours of Hunger-ConVal.

โ€œItโ€™s about people helping people and paying it forward,โ€ Voss said.

Voss said retail isnโ€™t what it used to be in the early 2000s, when her business was doing very well. It has been more difficult in recent years, leading to less money going into savings. She always sets aside money to buy new product to keep the storeโ€™s inventory fresh, but since being forced to close down, Voss has dipped into what money she had for other expenses.

โ€œThereโ€™s not a lot in the pot to draw from,โ€ she said.

She put her orders for summer, fall and Christmas on hold for now, because for one she doesnโ€™t know when she will be able to open and isnโ€™t set up for online ordering.

โ€œI had no idea how long this would go,โ€ Voss said. โ€œDo I order product? And then get stuck with it if we have to close down again. Are people going to shop?โ€

The unknown of what the future holds is the most difficult.

โ€œI donโ€™t know how much longer I can go,โ€ Voss said. โ€œNot much longer and Iโ€™ve been here 21 years.โ€

Voss said itโ€™s been frustrating trying to secure the federal money available for small business owners through the Payroll Protection Program, having applied in both rounds only to come up empty.

โ€œItโ€™s extremely frustrating and Iโ€™m sick and tired of hearing about how beautifully everything has gone,โ€ she said.

She has three employees who were laid off, two of which filed for and received unemployment.

As someone with an underlying medical condition and over the age of 65, Voss worries about when she is given the go ahead to reopen and what it will look like.

โ€œIโ€™m not anxious to put myself out there,โ€ she said.

Kari Lindstrom

When Lindstrom had to closeย The Melamine Cup in Jaffrey, there was a lot going through her head.

She was fortunate that she didnโ€™t have any employees to worry about, but as a self-employed individual with a family at home, whose husband is also self-employed, Lindstrom knew she had to do something to keep money โ€“ no matter the amount โ€“ coming in.

โ€œI had to think really quickly about how I could bring in some income,โ€ Lindstrom said. โ€œWeโ€™re two self-employed people so thatโ€™s when I had to use my smarts and be savvy.โ€

She started doing curbside order pickups on Saturday mornings from 10 a.m. to noon and so far itโ€™s been pretty busy. She has been offering vintage mystery boxes for $25 that includes the cost of shipping and a value of $20 to $25 for its contents.

โ€œTheyโ€™ve been selling like wildfire,โ€ Lindstrom said.

She sold 40 in the first 24 hours and had done four rounds of the vintage boxes so far, which have been going all over the country, she said.

On Wednesday nights from 7 to 7:30 p.m., Lindstrom has been taking to Facebook to showcase whatโ€™s for sale in the store. Lindstrom said a lot of sales have come through her Facebook live events and attributes that to her huge Facebook following.

โ€œIโ€™m not making what I was before, but without that I wouldnโ€™t be able to do anything,โ€ Lindstrom said.

This is the time of year whenย The Melamine Cup gets busy and having to close the doors made for a stressful situation. Unemployment benefits have helped and Lindstrom was able to secure a PPP loan that will help carry the shop for three months.

โ€œWhen this first happened, we didnโ€™t know there would be unemployment for the self-employed,โ€ she said.

Thanks to help from the federal government and state, Lindstrom is optimistic for the future of her store that she opened more than seven years ago.

โ€œIโ€™m pretty creative and resourceful,โ€ she said. โ€œI know Iโ€™ll survive.โ€

Dave Szehi

Early on it was not easy for the Harlowโ€™s Pub owner. Szehi doesnโ€™t consider employees just as people that work in his restaurant, but more of family. And when he had to lay off his staff of 44 after closing down the restaurant, Szehi was at a loss.

โ€œI wish I had the money to help everybody,โ€ Szehi said.

But like many restaurant owners, Szehiย wasn’t in a position to help those he counted on day in and day out.

โ€œWe live on a pretty narrow line of make it or break it every day,โ€ Szehi said.

Under Gov. Sununuโ€™sย order that mandated restaurants to operate in a take out only manner, Szehi could have stayed open to bring some money in, but with asthma and concerns about being able to properly keep everyone safe, he couldnโ€™t justify remaining open.

Szehiย explained the first few weeks as โ€œa roller coaster of ups and downs.โ€

But things are looking up now. Szehi recently beganย pop-up takeout opportunities โ€“ย including one scheduled for Tuesday from 11 a.m. to 6 p.m. โ€“ and so far, they have gone well, he said. Under Sununuโ€™s orders, Szehi can open his patio for outdoor dining beginning May 18 and plans to do so, although itโ€™s hard to tell right now how it will all work.

He did receive word recently that he qualified for a PPP loan and anย Economic Injury Disaster Loan, but that heโ€™d only be moving forward with the EIDL because under the PPP parameters, Szehi wouldnโ€™t meet theย requirements of maintaining his staff to have the loan forgiven. And he canโ€™t take on a loan that needs to be repaid.

Szehi said he received $10,000 from the EIDL program and that has allowed him to buy product and get a few things fixed to help the restaurant stay operational.

What helped get him through was a GoFundMeย fundraiser set up by some patrons that has raised more than $22,000 since it was set up on March 17. Szehi is appreciative of the support, but it came with mixed emotions.

โ€œI donโ€™t want to feel like a charity case,โ€ he said. โ€œI know Iโ€™m not the only one. Itโ€™s hard to accept the help when I know everyone needs help. But Iโ€™m extremely grateful for the support. We would not have been able to make it otherwise.โ€

Szehi said he had opted for a more expansive insurance policy, but was disappointed to learn that this type of disruption wasn’t covered.

โ€œThis is exactly the kind of thingย we paid extra for,โ€ he said.

While things finally seem to be moving in the right direction, Szehi knows it will be a slow process to get back to the Harlowโ€™s everyone is used to.

โ€œIt will be a long time before weโ€™re back going full steam,โ€ Szehi said. โ€œI think weโ€™re starting to come out of the rubble, but itโ€™s kind of like starting over when we were downstairs. It will take a while and weโ€™ll see how it goes.โ€

Richard Putnam

For the last 43 years, Putnam has owned and operated Putnamโ€™s Clothing on Main Street in Wilton.

At times Putnam has employed others at the store, but โ€œIโ€™ve worked aloneย for the last 15 years,โ€ he said. So when he decided to close the store on March 20 before the orders were put in place for non-essential businesses to cease operations, it made it a little easier.

Putnam said the closing came at the urging of his family, who worried that at his age he would be at potential risk for serious complications if infected with coronavirus.

Putnam said he is open by appointment because with otherย peopleโ€™s personal items in the store โ€œI canโ€™t in good conscience close the doors completely.โ€

In recent years, Putnam has been thinking more and more about retirement and put the business up for sale almost a year ago. While the shutdown has given him โ€œa taste of what it will be like,โ€ Putnam has no thought of shutting down.

โ€œIf weโ€™re allowed to get back to work, I will,โ€ he said. โ€œWeโ€™re taking it a day at a time, a week at a time.โ€